Update

money.md

@@ -14,7 +14,10 @@ Sadly capitalism forced EVERYONE to deal with money, even those who hate it. How
 - **Minimize damage caused by money**, i.e. first and foremost do NOT run capitalist businesses that steal money from the poor (practically every business eventually does this through some level of indirection), this makes money harm others. Secondly make money do less damage to yourself, i.e. do not rid yourself of money by burning them or anything, just use them to live in less pain. You can also **use money for good** -- if you have enough, just give it to someone in need. Don't teach people to fish, just give them the fucking fish if you have tons of them. Remember than **being rich means being a murderer** because you are just sitting on resources that could simply save lives of many, just by having a lot of money and doing nothing you are killing people, so don't be rich -- if you are, just give money to someone.
 - **Use money to become independent of money**, i.e. only make money so that you don't have to care about money, NOT to consume more of capitalist production. With regards to "winning a lottery" most people nowadays have the attitude of "I'd keep living the same but I would buy a bigger house and could wear luxury clothes", which is the retarded stance that only enslaves you more and increases overall damage to everyone. The correct thinking is "I would stop working so that I could be more free and do more good without having to make profit anymore". Also it's not important how much you make but how much you save from your income, it doesn't matter you make $100K per month if your living costs $100K -- rather make $500 and save $200, put it in gold or something so that it doesn't lose value and then every once in a while you can take a year off from slavery.
 - **Don't become a slave to money**, i.e. don't spend your thinking time on investments, accounting, protecting your funds, insurances, currencies, businesses to make more money etc. Just as with technology, make some minimal setup that just makes you not have to think about money, EVEN if it costs something (i.e. makes you lose something to inflation etc.). { I'm real retarded about economy but it may be good to e.g. have some cash ready (like for quarter of a year of living), then some saving bank account (where more money goes and possibly gets some small interest but is still available somehow) and then some physical gold to protect from inflation. Anyway even this may be too much for many to worry about, feel free to even just go all cash in your mattress if you want to avoid bank software and such shit, it's all fine. ~drummyfish } 
-- **BURN MONEY**: This is a legally binding financial advice.
+- **HAVE A FINANCIAL RESERVE** fucking dammit: It can't be stressed enough -- if you're still living in the system and depend on money (if not, congratulations), DO NOT CONSTANTLY LIVE ON THE VERGE OF STARVING DUE TO EMPTY POCKETS because you feel the urge to spend your whole salary on rewards for making extra money, you're absolutely retarded if you do. Stop living from salary to salary, it's enslaving you as you have no choice but to immediately accept any slavery at hand to buy your next lunch. Save up so that you can afford to quit slavery at any time and live without income for a at least half a year and that you can cover any unexpected expenses such as getting robbed or covering medical bills if you're unfortunate enough to live in the [US](us.md). You'll also be much less stressed this way.
+- **NEVER NEVER NEVER get in debt**, not even if you're making million figures, just do not ever be in any kind of debt.
+- Probably **store money in a few different places**, it's not good to keep all eggs in one basket. With all your wealth on a single bank account you may well end up with a frozen account for a BS reason such as a million dollar fine for accidentally touching a minor on the bus and you're suddenly broke overnight. Or the Internet collapses one day and all electronic money goes puff -- oops :) Have at least some cash buried under a tree so that you can just dig it up and be gone to Mexico in an instant, maybe have a gold bar or two in case whole currency [goes to shit](collapse.md) etc. But again, don't get too obsessed about it, you don't wanna become a money manager.
+- **BURN MONEY** (in [Minetest](minetest.md)): This is a legally binding financial advice. Alternative is to use money as a toilet paper.
 - ...
 
 ## See Also